.policy-hero{position:relative;overflow:hidden;background:radial-gradient(ellipse at 20% 5%,#fff9,transparent 60%),linear-gradient(110deg,#eff6f9,#dfeaf1)}
.policy-hero-inner{width:min(1120px,calc(100% - 2 * var(--side)));margin:auto;padding:150px 0 105px}
.policy-breadcrumb{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:36px;font-size:12px;color:#526b7b}
.policy-eyebrow{margin:0;color:var(--blue);font-family:var(--latin-serif);letter-spacing:.25em;font-size:14px}
.policy-eyebrow:before{content:"";display:inline-block;width:36px;height:1px;background:var(--gold);margin-right:16px;vertical-align:middle}
.policy-hero h1{margin:18px 0 12px;font-family:var(--display);font-weight:400;font-size:clamp(28px,3.6vw,50px);letter-spacing:.07em;line-height:1.6}
.policy-lead{margin:0;color:#526b7b;letter-spacing:.1em;font-size:15px}
.policy-wave{position:absolute;bottom:-1px;left:0;width:100%;height:55px;fill:var(--ivory)}
.policy-layout{display:grid;grid-template-columns:270px minmax(0,1fr);gap:64px;width:min(1120px,calc(100% - 2 * var(--side)));margin:50px auto 100px;align-items:start}
.policy-toc{position:sticky;top:115px;border-top:2px solid var(--blue);padding-top:17px;font-size:13px}
.policy-toc>p{margin:0 0 15px;font-size:18px;font-family:var(--display)}
.policy-toc>p>span{margin-left:15px;font-family:var(--latin-serif);font-size:10px;letter-spacing:.18em;color:var(--muted)}
.policy-toc ol{list-style:none;margin:0;padding:0}
.policy-toc a{display:grid;grid-template-columns:26px 1fr;gap:9px;padding:9px 0;line-height:1.65;border-bottom:1px solid #315d841a}
.policy-toc a:hover{color:var(--blue);text-decoration:underline;text-underline-offset:4px}
.policy-toc a span{color:var(--blue);font-family:var(--latin-serif)}
.policy-body{font-size:15px;line-height:2;overflow-wrap:anywhere;min-width:0}
.policy-body>p:first-child{margin-top:0}
.policy-section{padding-top:30px;margin-top:35px;border-top:1px solid #315d8433;scroll-margin-top:110px}
.policy-section h2{display:flex;gap:16px;align-items:baseline;margin:0 0 24px;color:var(--blue-deep);font-family:var(--display);font-size:23px;font-weight:400;line-height:1.6}
.policy-section h2>span{font-family:var(--latin-serif);font-size:17px;color:#7a919f;flex-shrink:0}
.policy-section h3{margin:28px 0 10px;font-size:16px;font-weight:600;color:var(--blue-deep);line-height:1.8}
.policy-body p{margin:14px 0}
.policy-body ul{padding-left:1.4em;margin:12px 0 20px}
.policy-body li{padding-left:.25em;margin:8px 0}
.policy-body a{color:var(--blue);text-decoration:underline;text-underline-offset:4px}
.policy-body a:hover{color:var(--blue-deep)}
.policy-end{text-align:right}
@media(max-height:900px){.policy-toc{position:static}}
@media(max-width:960px){.policy-layout{grid-template-columns:1fr;gap:36px}.policy-toc{position:static}.policy-toc ol{display:grid;grid-template-columns:1fr 1fr;column-gap:28px}.policy-hero-inner{padding-top:130px}}
@media(max-width:600px){.policy-hero-inner{padding:116px 0 80px}.policy-breadcrumb{font-size:10px;gap:8px;margin-bottom:28px}.policy-hero h1{font-size:clamp(22px,6.3vw,32px);letter-spacing:.02em}.policy-layout{margin-top:25px;margin-bottom:65px}.policy-toc ol{grid-template-columns:1fr}.policy-toc a{padding:10px 0}.policy-body{font-size:14px;line-height:1.95}.policy-section h2{font-size:20px;gap:12px}.policy-section h3{font-size:15px}}